Roadmap

What we're building, and when

We build by a simple principle: start with the problems that hurt the most, and expand from there.

Phase 1 · Now · 2026

Early Access

Invite-only access for individuals, with a dedicated personal advisor and the core of your financial life in one place.

A Dedicated Advisor That Knows You

Every member gets a single, named advisor that persists across every topic and conversation. We learn your goals and preferences, track your progress, and adapt how we communicate: a real, ongoing relationship.

Your Full Financial Picture

Link your accounts to bring banking, credit, investments, and liabilities into one clear view, with budgeting, spending analysis, and monitoring included from day one.

Insurance & Retirement Guidance

Structured, step-by-step guidance for the two decisions people most often get wrong: coverage and retirement. Authoritative sources, defined milestones, and a plan you can actually follow.

Phase 2 · 2H 2026

Individuals & Small Business Launch

Limited launch for individuals, alongside the first release of Astra for small businesses.

Individual Launch

Expanded access beyond the early cohort, with guided help through major life events (buying a home, having a baby, changing jobs, retiring) and a growing library of financial walkthroughs.

Small Business Suite

Employee benefits management, cash-flow forecasting, and fractional-CFO capabilities purpose-built for small businesses: the financial team most owners could never afford.

Every Channel You Use

Reach us by app, email, or text, and hear from us proactively at the moments that matter: open enrollment, tax season, renewal deadlines.

Phase 3 · 2027

General Availability & Taxes

Full public availability, with tax capability joining insurance, retirement, and everyday money.

Personal Taxes

Tax preparation and year-round planning for individuals: deductions tracked as they happen, not reconstructed in April. Small-business tax follows.

General Availability

Open access for individuals and small businesses, with expanded guidance across estate planning, education, and life events.

Partner Integrations

Integrations with payroll providers, accounting platforms, insurance carriers, and benefits administrators, so we can see, and act on, the whole picture.

Phase 4 · 2027 and Beyond

The Platform

From advice to action, and from direct customers to the institutions that serve millions.

From Advice to Action

With your explicit permission, we move beyond recommendations: negotiating better rates, switching providers, rebalancing, and executing, with full transparency and control.

White-Label Platform

Banks, brokerages, and advisory firms deploy Astra under their own brand, giving every one of their customers a dedicated financial advocate.

Compliance at Scale

Enterprise-grade compliance infrastructure: multi-jurisdiction regulatory support, audit-ready logging, and industry-specific guardrails.

The people who use Astra shape what we build next. Request early access to steer the roadmap, and be first in line for everything on it.

Request Early Access